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$724,900
3 Beds ⋅ 2.1 Baths ⋅ 10638374 MLS
The Sawyer on 12th St is a charming residence owned in fee simple ownership less than a mile from the beach on a dead-end road minimizing traffic. It boasts 3 bedrooms and 3 bathrooms within a comfortable 1850 square feet of living space. The heart of the home lies in the seamless integration of the living and kitchen areas, creating a harmonious flow great for both daily living and entertaining. Upstairs, you'll discover three bedrooms, including the serene owner's suite, along with a well-appointed laundry room and a full bathroom. Nestled at the back of the home for added privacy, the owner's suite offers a tranquil retreat, complete with a double vanity, a tile shower, and a linen closet, providing both comfort and convenience. Ask about closing cost assistance with the builder's lender and closing attorney. Start living the beach life close to the Vibe District, Surf Park, Dome, and boardwalk!

901 12th Street, Northeast Virginia Beach
$375,000
3 Beds ⋅ 2 Baths ⋅ 10638017 MLS
This 3-bedroom, 2 bathroom home is located in desirable Rosemont Forest and Salem school district. With 1,440 sq. ft., this home offers a comfortable living space. Recent updates include new flooring in family room, dining area, hallway, and utility closet; new closet doors in primary bedroom; new vanities in bathrooms; recently painted and additional work done throughout. Large backyard with new privacy fence and extra large storage shed. New roof in 2024; windows replaced a few years ago. Conveniently located in the heart of Virginia Beach with easy access to the interstate, military bases, shopping, restaurants, beaches, and all Virginia Beach has to offer. Attached only by a small roof garden shed that opens to neighbor's backyard.

1429 Bridle Creek Boulevard, Southwest 2 Virginia Beach
$439,900
4 Beds ⋅ 3.1 Baths ⋅ 10638438 MLS
Lovely 4 bedroom 3.5 bath condo with garage. First floor features large tiled foyer, 2 coat closets and primary bedroom with full bath and walk-in closet. Small backyard/patio off bedroom. Second floor features large living/dining area with hardwood floors, gas FP and balcony of living room, kitchen with granite countertops SS appliances, ceramic floor and pantry. Third floor features 3 bedrooms including 2nd primary bedroom suite with walk-in closet, bathroom with separate shower and jetted tub, hall bathroom and utility closet.

4748 Beach Bay Court, Northwest Virginia Beach
$449,900
3 Beds ⋅ 2 Baths ⋅ 10638433 MLS
Enjoy One Level Living in an Established Neighborhood. Renovated to Include: White Shaker Cabinets, Quartz Counters, Stainless Steel Appliances, Tiled Backsplash, LVP Flooring, Carpet, Paint, Windows,Siding, Doors, Updated Baths with Tiled Showers, Ugraded Lighting and Fixtures, New Hvac and More! Home Offers a Huge Great Room, Separate Dining Room Which Leads out to the Rear Patio. Located a Super Short Distance to Town Center, Bases, Beaches, Ample Shopping and Dining! Kempsville Schools!!

4906 Gulfstream Circle, Southwest 2 Virginia Beach
$479,900
3 Beds ⋅ 2.1 Baths ⋅ 10638393 MLS
Ready in 30 Days!! One of 5 Brand New Single family homes located on a quiet dead end street. 3bdrms, 2.5 baths with loft area and 1 car garage. Open floor plan with large kitchen island. Granite tops in Kitchen and all full baths. LVP flooring entire 1st floor living area. Large fenced in rear yard with patio for entertaining. Minutes to Town Center and close to shopping, dining and easy access to 264. 1% in closing costs paid when using sellers attorney and lender. Ready Now!! Call agent and Go..

126 S Gum Avenue, North Central Virginia Beach
$295,000
2 Beds ⋅ 2 Baths ⋅ 10638352 MLS
Enjoy beach living at 3200 Lynnhaven Drive #202 in Virginia Beach. This updated 2-bedroom, 2-bath condo features a primary suite with an ensuite bath and numerous recent updates throughout, including fresh paint, updated flooring, renovated bathrooms, and an upgraded kitchen with stainless steel appliances, granite countertops, shaker-style cabinetry, and bar seating. The living area includes a wet bar and opens to a private balcony through sliding glass doors, while a front porch deck provides additional outdoor space. Assigned parking adds convenience. Located near Chic's Beach and the restaurants, nightlife, and attractions along Shore Drive, this home offers a great combination of location and lifestyle. Situated in a sought-after school district and near military bases, shopping, and major travel routes. Seller to pay 6 months of buyer's condo fees with qualifying offer. Some photos use virtual staging.

3200 Lynnhaven Drive Unit 202, Northeast Virginia Beach
$369,900
4 Beds ⋅ 2 Baths ⋅ 10638249 MLS
Don’t miss this beautiful, completely remodeled home! Featuring 4 bedrooms and 2 full bathrooms, this move-in-ready property offers modern upgrades throughout, including new 100% waterproof LVP flooring, new carpet, and new stainless steel appliances. Enjoy a brand-new kitchen with updated countertops, fully renovated bathrooms, a newer roof and a new driveway. The home has been freshly painted and professionally cleaned, making it truly turnkey. This is a fantastic opportunity to own a beautifully updated home with plenty of space and style. Schedule your showing today!

4720 Whistler Lane, Northwest Virginia Beach
$714,900
4 Beds ⋅ 4 Baths ⋅ 10637582 MLS
Coastal Living at its Finest in Bay Villas! This stunning, 2023 condo is located just a minutes from Chesapeake Beach & Bay. It is like new construction and Features 2-unit townhouse style residences, offering the perfect blend of luxury, comfort, & convenience. This spacious 3-story home features 4BR, 4FB, & 2-car garage. The thoughtfully designed floor plan includes 1st floor BR or flex space w/ FB great for guests, home office, or recreation room. The 2nd fl showcases an open-concept living area w/a gas fireplace, dining space, & beautifully appointed kitchen featuring custom maple cabinetry w/ soft-close doors & drawers, oversized island, granite countertops, & stainless steel appliance package. The 3rd floor offers a convenient laundry area, a secondary bedroom w/ FB, & spacious primary suite designed for relaxation. Two covered porches provide the perfect spaces to enjoy coastal breezes while premium features throughout include 9-ft ceiling, luxury vinyl plank, tankless water heater, zoned HVAC & outdoor shower all under 3 years.

2330 Pleasure House Road Unit B, Northwest Virginia Beach
$774,900
6 Beds ⋅ 3 Baths ⋅ 10637268 MLS
Move-in ready. Welcome home to this thoughtfully crafted 6b/3b home that features the perfect blend of contemporary style and traditional charm. Sitting on a quiet cul-de-sac, this home offers an open-concept first-floor plan, designed for hosting gatherings and everyday family living with a gas fireplace, an in-law suite with a double-entry bathroom, and an EV charger in the garage. The true centerpiece of the home is the fully renovated gourmet kitchen in 2023, designed with food lovers in mind. Featuring a large island with a prep sink, a built-in air fryer and oven, a large walk-in pantry, a dry bar, and ample workspace, this kitchen is a must-see for any home chef. All kitchen appliances are Energy Star and will convey, making this home even more appealing. Recent updates include May 2026 2nd-floor carpet, 2023 LVP flooring, 2023 downstairs full bath, and HVAC regularly serviced for added peace of mind. Schedule your showing today.

2413 Caitlan Loch Lane, South Central 2 Virginia Beach
$1,249,000
3 Beds ⋅ 2.1 Baths ⋅ 10637947 MLS
Classic North End Cape Cod filled with warmth and character on a beautiful street and just two blocks from the ocean. 2589 sq' of living area plus 1000 square foot basement. The primary suite is conveniently located on the first floor with two additional bedrooms, bath and large sunroom on second floor all with original hardwood floors. Stunning, large family room addition featuring reclaimed brick fireplace and antique wood beams salvaged from an historic Norfolk home. Outback, there's a charming cottage complete with antique brick fireplace & endless potential. Currently without plumbing, it offers an incredible opportunity for future guest cottage or rental ADU.

216 55th Street, Northeast Virginia Beach
$450,000
4 Beds ⋅ 3 Baths ⋅ 10638377 MLS
NEW PRICE! 3 Bedrooms and 2 Full Bathrooms on the Top Floor. Bonus Room on 1st Floor could be office or bedroom with Full BAth in hall next to the Laundry Room. 2 Living Rooms on the 1st Floor are separated by the Kitchen. Recent upgrades include: New Hot Water Heater (2025), New Frigidaire Dishwasher (2025), New KitchenAid Micro (2025). New Vapor Barrier, foundation vents (3), New crawl space entrance (2025). Smart fridge by Samsung pairs with app (2024). Being sold AS-IS, needs a little cosmetic TLC. Clear Termite and Moisture letter provided by John Edwards from sellers.

608 Cardamon Court, Southwest 1 Virginia Beach
$360,000
1 Beds ⋅ 1 Baths ⋅ 10638340 MLS
Beautiful one-bedroom condominium on the 16th floor of the Westin, featuring stunning city views and seasonal fireworks displays. Filled with natural light, this spacious home offers an open-concept layout, hardwood flooring, maple cabinetry, granite countertops, and stainless steel appliances. Verizon Fios TV and high-speed internet, including HBO and Showtime, are included. Residents enjoy premium amenities, including access to the fitness studio, heated indoor pool, owners' lounge on the 37th floor, and 24-hour security. The unit includes one reserved parking space, ample guest parking, a garage loading zone, a private storage unit, and convenient same-floor trash chute access. Ideally located in the heart of Town Center, premier dining, shopping, entertainment, and everyday conveniences. Enjoy luxury high-rise living in one of the area's most desirable locations.

4545 Commerce Street Unit 1608, Northwest Virginia Beach
$379,900
4 Beds ⋅ 2 Baths ⋅ 10638337 MLS
Beautifully updated 4 bedroom, 2 bath Ranch fully renovated just 3-4 years ago and has been exceptionally maintained by current owner! Features a modern kitchen and baths, granite countertops, stainless steel appliances, and durable LVP flooring throughout the main areas; carpet in the bedrooms. Covered front porch. Large backyard has a new fence! Roof & HVAC were replaced in 2020. Located a few houses away from Pembroke Elementary. Great location near all the fun things at Town Center - shopping, dining, entertainment and more.

657 Declaration Road, Northwest Virginia Beach
$319,999
4 Beds ⋅ 2 Baths ⋅ 10638216 MLS
Welcome to The Lakes! Situated on a quiet street in one of Virginia Beach’s most established communities, this 4-bedroom, 2-bath home offers approximately 1,837 square feet of comfortable living space. Enjoy a functional open layout, with first floor bedroom. The spacious fenced backyard is great for entertaining, pets, or play. An oversized garage offers ample room for storage, hobbies, or a workshop. Just steps from the neighborhood park and scenic lakes, you'll love the opportunity to enjoy walking trails, outdoor recreation, and a strong sense of community. Conveniently located near shopping, dining, schools, and more, this home is ready for its next owner!

3209 Ashaway Road, South Central 1 Virginia Beach
$339,900
3 Beds ⋅ 2 Baths ⋅ 10637986 MLS
Welcome to this updated 3-bedroom, 2-bath ranch in Chimney Hill! The brick exterior and covered front porch set the tone for what you'll find inside — vaulted ceilings, hardwood floors, and a thoughtfully updated layout throughout. The galley kitchen features white shaker cabinets, granite countertops, marble-look tile, and stainless steel appliances. Both bathrooms have been refreshed with updated vanities and coordinating matte black fixtures. One-car garage, rear slider to the backyard, and convenient access to shopping and commuter routes. Move-in ready — come see it for yourself!

3512 Bunyan Road, South Central 2 Virginia Beach
$1,395,000
3 Beds ⋅ 2.2 Baths ⋅ 10637713 MLS
Imagine this rare beachside dwelling featuring a 3Bedroom/2.5 Bathroom main home paired with an attached but independent 2Bedroom/1full bathroom guest house generating long-term rental income to offset your mortgage. Or instead, how about a private, fully equipped apartment for multigenerational living, or an elaborate home office, or a beachside getaway to enjoy and entertain. Spanning 4,330 total sq ft (3,138 main home + 1,192 guest house) this unique property has a massive driveway providing off-street parking for up to 4 vehicles, plus a 2-car garage with large driveway, all just six houses from direct beach access at 62nd Street. Enjoy oversized rooms, tons of closet space, a jumbo pantry, giant walk-in attic, hardwood floors, loads of natural light, and a 3rd level primary suite with loft. Low-maintenance exterior with zero lawn care! HVAC, gas unit, and tankless water heater 2023, new roof 2019. Enjoy North End beach living in a home that provides great flexibility at an exceptional value!

116 62nd Street, Northeast Virginia Beach
$315,000
2 Beds ⋅ 2 Baths ⋅ 10638059 MLS
Beautifully cared-for condo in the heart of VA Beach, close to the amphitheater, sports park, beaches, golf courses, and more. Interstate is close by with easy access to bases, beaches, shipyards, and more. Downtown Norfolk or the Oceanfront area, it's all only a short drive away. This home appears brand new but is only 3 years old. Large open living and dining area with bedrooms on each side, perfect for a family or close friends, just a short distance to your pool. Don't miss living in such a great place, call today and move in soon.

1733 Dromolin Drive Unit 304, South Central 2 Virginia Beach
$799,900
4 Beds ⋅ 3.1 Baths ⋅ 10638121 MLS
Welcome to 1231 Prosperity Road — an exceptional new construction home located just minutes from the Virginia Beach oceanfront. Offering 2,550 square feet of beautifully designed living space, this home features 4 spacious bedrooms, 3 full baths, and 1 half bath. The open-concept main level is designed for entertaining, complete with a formal dining room, dry bar, designer kitchen, and bright living area. Upstairs, the luxurious owner’s suite is complemented by 3 additional bedrooms, 2 full baths, and a spacious laundry room with sink. Premium finishes include Hardie Plank siding, quartz countertops, custom cabinetry, and upgraded trim throughout. Situated on an oversized 200+ ft deep lot with endless possibilities for a pool and outdoor retreat. No HOA or POA. Preferred lender Steve Hawley with Southern Trust Mortgage is offering a 1% lender-paid buydown for qualified buyers. Contact today to schedule your showing!

1231 Prosperity Road, Northeast Virginia Beach
$244,000
3 Beds ⋅ 1.1 Baths ⋅ 10637682 MLS
This townhouse features a functional layout with three nicely sized bedrooms and 1.5 bathrooms. While the home currently needs some TLC, it offers tremendous potential for the right buyer. New carpet will be installed throughout at closing, providing a fresh start. Bring your vision and personal touches to transform this property into your dream home or a fantastic investment. Nestled in a convenient Virginia Beach neighborhood, this property is near shopping centers, popular restaurants, and everyday amenities.

3002 Dekolta Court, South Central 1 Virginia Beach
$270,000
3 Beds ⋅ 1.1 Baths ⋅ 10638019 MLS
Welcome to this tastefully updated, move-in ready condo in the desirable Southwinds community...just blocks from the beach! Located on the 2nd floor, enjoy upgrades to include: fresh paint thruout, new LVP flooring & carpet, & all-new light fixtures, along w/ a brand new washer & dryer.  The kitchen features brand-new SS appliances, including the fridge, stove, dishwasher, microwave, & garbage disposal, + a stylish new backsplash. The spacious primary bedroom features a 1/2 bathroom & a walk-in closet, providing plenty of storage space. Unwind on your private balcony overlooking the community pool—great to enjoy your morning coffee or relax after a long day. For added peace of mind, both the indoor & outdoor HVAC units have been replaced (2026), & comes w/ a 10-year warranty. The condo fees cover water, sewer, pool access, & common area grounds maintenance. Complete with a dedicated parking space & ample guest parking, this is waiting for you to call it HOME!

1010 Barclay Square, Northeast Virginia Beach
$599,999
4 Beds ⋅ 3 Baths ⋅ 10638064 MLS
From the moment you arrive, this beautiful home stands out with its exceptional curb appeal and desirable corner-lot location. Upon entering, you’ll notice an open floor plan designed for both everyday living and entertaining. The spacious living areas flow seamlessly into a fully updated kitchen featuring granite countertops, stainless steel appliances, and plenty of prep space and storage. The flexible layout includes a generously sized bedroom and full bathroom on the first floor. Upstairs, you'll find three massive bedrooms offering plenty of options for any potential buyer. Situated on a great-sized lot, the outdoor space provides endless possibilities. A rare bonus is the dedicated RV and boat parking, giving you the freedom to store your toys right at home. Combining space, functionality, and modern updates, this home is ready for its next owner to enjoy.

5324 Challedon Drive, Southwest 1 Virginia Beach
$339,000
4 Beds ⋅ 2 Baths ⋅ 10638025 MLS
Welcome to this move-in-ready home in a prime Virginia Beach location. Conveniently situated on a major corridor with quick access to shopping, dining, schools, bases, and major commuter routes. The floor plan features a finished garage conversion serving as either a spacious fourth bedroom or a versatile bonus room, and increases the living area to 1368 sq ft. The home offers abundant natural light, off-street parking, a spacious backyard, and excellent accessibility to everyday conveniences. The newly installed sound-reducing windows and AC unit (new - 2026) help create a comfortable indoor environment while maintaining the benefits of this central location.

5445 Indian River Road, Southwest 1 Virginia Beach
$1,299,999
5 Beds ⋅ 3 Baths ⋅ 10638008 MLS
A rare hidden gem in the heart of Great Neck/Hilltop, set on a private one-acre wooded estate offering exceptional seclusion, mature landscaping and a peaceful retreat in one of Virginia Beach's most desirable locations. Five-bedroom, 3-bath home thoughtfully renovated, including a stunning open-concept kitchen designed for functional living, updated bathrooms, flooring, appliances & fixtures. New 1,000 sf addition upstairs adds versatility, could be used as a game area or workout space & includes an additional bonus room along with a renovated second primary/finished room over garage with full bath. Enjoy the sunroom before stepping into your private outdoor retreat, complete with an in-ground pool (new liner), hot tub, expansive outdoor kitchen & fire pit -- perfect for entertaining. Lush garden areas ideal for growing fruit & veggies, along with a charming chicken coop (chickens can convey!), all within minutes of the oceanfront, shopping, dining & schools.

1525 Southwick Road, Northeast Virginia Beach
$338,500
3 Beds ⋅ 2.1 Baths ⋅ 10637809 MLS
MOVE IN READY WITH FRESH PAINT. THIS BEAUTIFUL 3 STORY CONDO WITH LOTS OF NATURAL LIGHT BOASTS AN OPEN FLOOR PLAN, 3 BEDROOMS, 2.5 BATHS, WALK IN PANTRY AND MUDROOM/OFFICE SPACE WITH ATTACHED 2 CAR GARAGE IN THE HEART OF VIRGINIA BEACH. GREAT FLOOR PLAN. WASHING MACHINE, DRYER, DISHWASHER, MICROWAVE, STOVE, REFRIGERATOR, GARAGE DOOR OPENER ALL REPLACED IN THE LAST 2 YEARS. ELECTRIC FIREPLACE CONVEYS AS IS. CONDO FEES COVER MASTER INSURANCE POLICY, TRASH PICK UP, WATER AND SEWER, LANDSCAPING AND EXTERIOR MAINTENANCE. CLEAR TMI LETTER. CENTRALLY LOCATED, CLOSE TO MILITARY BASES, SHOPPING, TOWN CENTER, AND BEACHES.

5525 Taylors Walke Lane, Northwest Virginia Beach
$305,000
2 Beds ⋅ 2 Baths ⋅ 10638000 MLS
MOVE IN READY 2 Bedroom centered minutes from the Beach! This beauty boasts updated paint, NEW carpet, modern bathrooms, kitchen, stainless steel appliances and LVP flooring. Enjoy the beach vibes after a long summer day on the private patio. Condo fees include: Water, Sewer, Trash, Ground Maintenance, Reserved Parking, Master Building Insurance and Designated Pet Area. 2 pets allowed with no restrictions. (3) months prepaid condo fees and (1) Year Home warranty offered with full price offer! Conveniently located near beach access points, Oceanfront, popular restaurants, shopping, entertainment, landmarks, military bases, major hospitals, shipyards. Easy access to tunnels, bridges, highways.

2249 Estuary Court, Northeast Virginia Beach
$339,900
2 Beds ⋅ 2.1 Baths ⋅ 10637697 MLS
Live where others vacation, just minutes from the oceanfront in the desirable California Condominium community of Virginia Beach. The nearby boardwalk, scenic trails, and popular dining destinations make it easy to enjoy a vibrant coastal lifestyle. This updated 2-bedroom, 2.5-bath condo offers 1,036 square feet of two-story living with beautiful modern finishes with updates to include fresh paint, new flooring, and a new refrigerator. The open-concept main level features spacious living and dining areas, a modern kitchen, and a convenient half bath. Upstairs, both bedrooms include private en-suite baths and abundant natural light. Additional storage for bikes, kayaks, and beach gear is located around the corner on the side of building, Ideal as a primary residence, vacation getaway, or investment property, this move-in-ready condo offers comfort, convenience, and an exceptional location. Schedule your private showing today.

845 Virginia Court, Northeast Virginia Beach
$259,000
2 Beds ⋅ 2 Baths ⋅ 10637615 MLS
Fully renovated, move-in-ready 2BR/2BA condo in Lake Cypress, central Virginia Beach. 1,458 sqft featuring a remodeled kitchen, two updated baths with new flooring, brand-new windows, and an upgraded 3.5-ton central HVAC. Standout built-in living-room bar. Low 223-dollar monthly HOA covers exterior maintenance, water, sewer, trash, and grounds for easy lock-and-leave living. Built 1994, ready for a fast close. Newtown-corridor location with convenient access to I-264. Turnkey value.

813 Gas Light Lane, Northwest Virginia Beach
$2,895,000
4 Beds ⋅ 4.1 Baths ⋅ 10637698 MLS
Nestled behind the iconic Cavalier Hotel and gracefully positioned along the 18th fairway of the Princess Anne Country Club, this exceptional residence offers one of the most coveted lifestyles in Virginia Beach. Just two short blocks from the North End’s pristine beaches, boardwalk, acclaimed restaurants, boutique shops, and vibrant coastal events, the location is simply unparalleled. Thoughtfully and extensively renovated, the home blends timeless elegance and modern comfort, creating a warm and welcoming atmosphere throughout. Distinguished features include dual staircases, a beautifully appointed chef’s kitchen with a sub-zero refrigerator and wine cooler, and a luxurious primary suite complete with an oversized walk-in closet and a spa inspired bath. Designed for both everyday living and effortless entertaining, the home offers an indoor/outdoor Sonos system, designer lighting throughout, a whole house generator, tankless water heater, and three zone heating and cooling. Additional highlights include an oversized two-car garage w/ an attached golf cart garage, in-ground irrigation system, and a charming garden shed with electricity and water. Set in a premium 1/2 acre lot, the outdoor spaces are equally impressive, showcasing a stunning gunite pool & spa, mature landscaping, and an expansive paver driveway that creates a memorable first impression.

100 Holly Crescent, Northeast Virginia Beach
$840,000
4 Beds ⋅ 3.1 Baths ⋅ 10637804 MLS
Welcome to this beautifully maintained home in one of Virginia Beach’s most sought-after neighborhoods. Thoughtfully designed with an open-concept layout, abundant natural light, and spacious living areas perfect for both everyday life and entertaining. The kitchen features oversized island, ample cabinetry, and flows seamlessly into the main living and dining spaces. Upstairs offers laundry room, generously sized bedrooms, while the primary suite provides his & hers walking closets and spa-like oversized shower. Step outside into backyard complete with custom pergola, patio space, and room to play, garden, or host gatherings. Enjoy a mature apple tree, blueberry, blackberry and raspberry bushes. Located just steps from the playground and short bike ride to neighborhood pool, clubhouse, dog park and more! Check out the neighborhood website to see all the amazing and fun things the neighborhood has to offer- to include fun social events and our very own swim team the Ashville Park Pirates! Minutes from beaches, restaurants, military bases, shopping, and top-rated schools.

2905 Pepperlin Drive, Southeast Virginia Beach
$300,000
10637858 MLS
Great opportunity to build your dream home on a beautiful 1-acre wooded lot in the quiet countryside of Virginia Beach. Surrounded by mature trees, this property offers privacy, space, and endless potential. An older home currently sits on the lot and is being sold as-is, making this an ideal tear-down and redevelopment opportunity. Enjoy the peaceful setting of rural living while remaining just 10 minutes from shopping, restaurants, and everyday conveniences. Whether you're looking to build a custom residence, invest, or create a private retreat, this spacious homesite provides the perfect canvas. Don't miss the chance to own a slice of country living with the convenience of city amenities nearby.

3452 Head River Road, Southeast Virginia Beach

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.